Pay monthly shopping catalogues can have some of the highest interest rates offered by credit providers at 39.9% APR. In comparison, credit cards offered by banks charge an average representative APR of 19.62%. You should also consider whether a pay monthly catalogue is preferable to using your credit card. We are a UK based team which has many years experience in the online catalogue market.
A credit check is required before you are approved for a catalogue account, but even abad credit history or poor credit score, you may still be eligible to open an account online. A UK catalog company can offer you more choice and flexibility than you would find on the high-street. What’s more, you’ll be able to have your products delivered directly to your home address, and if accepted for a credit account, you could choose to spread the cost of your order over a period of time. Credit is when you borrow money with the intention to repay it later. Many pay monthly shopping services will give you a credit limit
Based on the results of the credit check the shopping catalogues will offer interest free periods at affordable prices. Pay monthly catalogues are flexible and can affect your credit rating. Personal account holders can use a wide range of credit criteria to schedule future payments. This is based on their credit limit.
Online purchases can be made at a price that you choose, regardless of the date within the week. If for some reason you are dissatisfied with some of your purchases, you can make returns within 14 days by use of the post office or courier. Customers with low levels of debt, and a history of timely repayments, will have a greater chance of being accepted for a pay-monthly catalogue credit account. Whilst there are companies that provide catalogues for bad credit, they are not charities.
Premier Man offers a personal catalog credit account at an APR variable of 58.7%. This account has a 14-day try before you buy policy, and there is no interest penalty for fully paying your monthly statement. You can also make convenient secure payments online to your account with your details to hand. Designer clothing appears to be an item that is recession proof. For many of us, it can be very difficult to come up with enough cash to pay a high price for a new wardrobe, pair of shoes or new coat. This is when clothing stores that offer finance options really come in handy. This makes it possible for you to buy the clothing and accessories you need or want right now, and then pay for them over time with small weekly or monthly installments payments.
If you have bad credit rating, you will likely be given a smaller credit limit to start with. The good news is that regular repayments on a catalog credit account can be a great way to improve credit ratings. Your catalogue credit limit can increase as long as you make your payments on time. Online shopping catalogs are a great way to buy accessories and clothes for women on a budget.